Wayne E. Williams has been a Licensed Life Insurance Agent since 1965 in California. Also licensed in states of Arizona, Connecticut, Florida, Minnesota, Montana, Nevada, New Mexico, Oregon, Texas and Washington. Graduate of Stanford University in Liberal Arts in 1951 Chartered Life Underwriter Designation 1974 Chartered Financial Consultant Designation 1982 Masters Degree in Financial Sciences from The American College 1989. Masters Degree of Science in Management from The American College 2002. Administrative Assistant is licensed and has a background as Bank Officer with Liberty Bank. Worked for the bank for 10 years before joining our firm. Have an agent who focuses in group and individual health plans. Active in local Community Affairs. Past President San Lorenzo Valley Rotary - 2 years Past President Boulder Creek Business Association Past member of Santa Cruz Grand Jury Presently on Advisory Board Liberty Bank Chairman of fund raising Auction for Scotts Valley Rotary Past Vice-Pres. of San Jose Life Underwriters Association Past President of Santa Cruz Life Underwriters Association Member of both Santa Cruz & San Jose Estate Planning Associations